Terms and Conditions

Incentives

• For New Business Customized cases only.
• With policy coverage effective date from 1st January to 31 December 2025.
• Upon presenting the latest renewal rates and policy schedule from the recognized insurers, we will match with the same benefits and top up with a 5% discount.

Qualifying Criteria

Eligible cases: New Business Customized cases only and according to the following criteria:

• Only for New Business Customized plan incepted (Cover start date) between
• 1st January to 31 December 2025. (both dates inclusive).
•  Submission of cases must be completed by 31 December 2025.
• Premiums must be received and cleared by 31 December 2025.
•  Applicable to case premium size of up to S$5k (excluding GST).
• This campaign is applicable for cases underwritten by the following insurers: AlA, Singlife with Aviva, Great Eastern, Tokio Marine Asia & Income Insurance Limited (Income).
• Upon presenting the latest renewal rates and policy schedule from the recognized insurers, we will match with the same benefits and top up with a 5% discount.
• Applicable to cases with standard lives only and no members with serious illness i.e. cancer, heart attack, stroke, etc.
• Plan design is subject to Raffles Provident LLP's standard terms & conditions. Matching of nonstandard plan design is not guaranteed and will be subjected to approval.